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Liz Hagan Kanche, Independent Insurance Broker
Facebook: Pgh Medicare Help
Healthcare is a big topic that covers a lot of industries, options, and strategies. Our healthcare industry experts will come on-site to speak with your benefits team to help answer questions one-on-one. This presentation will give the attendees the ability to navigate the health care system.
We tailor presentation topics to what your group wants to cover. We provide information about health insurance options and how they affect their bottom line and the direction of their health.
Topics covered can include:
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A question I’m commonly asked is – I’m turning 65! Do I need to enroll in Medicare?
The answer is – it depends.
If you are on a group employer plan or your spouse’s group employer plan that has more than 20 employees, do you do not need to enroll in Medicare A or B.
If you are not contributing to a Health Savings Account, you may choose to enroll in Medicare Part A through the Federal Govt, via the Social Security website. Part A will be $0 and may be used as additional hospital coverage, if you choose.
Once you lose employer coverage, you will then have a Special Enrollment Period to enroll in Medicare Parts A & B through the Federal Govt, and choose a Medicare Advantage or Medigap plan. The recommended time frame for this process is 3 months, but could be done in about 4-6 weeks.
When you know your anticipated retirement date, be sure to confirm your last day of coverage so that you can line up A & B to begin the first day of the next month.
Check out the article from CMS.GOV in the comment link.
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